Agriculture
Asset Governance in Agriculture
Agricultural businesses manage some of the highest-value mobile assets of any sector — tractors, harvesters, and specialist machinery worth hundreds of thousands, operating across large land areas often with minimal oversight. Asset governance enables farmers and agri-businesses to plan maintenance windows around seasonal cycles, accurately value holdings for lending and insurance, and manage the growing portfolio of precision technology assets embedded in modern farm equipment.
Example Assets
| Asset | Approx. Value | Ownership | Location | Insurance Consideration |
|---|---|---|---|---|
| Tractors & Agricultural Vehicles | £30,000–£350,000 | Farm Manager / Owner | Farm, fields, contractor sites | Agricultural vehicle policy – often insured at purchase value with no re-valuation |
| Combine Harvesters & Specialist Machinery | £100,000–£700,000 | Farm Manager | Farm or in shared use / contractor arrangements | High-value plant – insurers expect accurate current valuations |
| Irrigation & Water Management Systems | £5,000–£200,000 | Farm Owner | Fixed across land areas | Plant and equipment cover – often part of agricultural property policy |
| Livestock Handling Equipment | £1,000–£50,000 | Farm Manager | Yards, barns, fields | Agricultural equipment cover – items moved or lent frequently |
| Precision Agriculture Technology (GPS, Sensors, Drones) | £2,000–£30,000 | Farm Manager / Agronomist | In vehicles or field-deployed | Emerging asset class – most agricultural policies do not cover adequately |
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